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Mortgage Information

estimated home value: The estimated market value of the home

loan amount The total amount you intent to borrow

credit score A higher credit score will improve the rates you can access

cash out: Taking cash out on your mortgage may affect your interest rate.

loan-to-value ratio Loan-to-Value is a ratio of loan amount to home value. It is the primary way that lenders assess risk of a loan. A higher LTV may result in a higher rate for the borrower.

ZIP: The 5-digit zip code that helps identify the location of a property.

type of loan:

UFMIP: Upfront mortgage insurance premium for FHA

upfront fee: Upfront fee for USDA

funding fee: Funding fee for VA

total loan amount:

upfront MIP: (Mortgage Insurance Premium)

VA service type:

VA use type:

VA disability status:

VA funding:

loan term: Shorter-term loans may secure you a comparatively lower interest rate.

properties currently under finance: Total number of properties you own and are currently financing.

occupancy: Determines if the proprety will be considered an investment property or a residence.

manufactured: Mark Yes if the home for purchase is a manufactured, or prefabricated home.

number of units: Mark the total units contained on the property.

legal structure: Mark the legal ownership structure of the property for sale.

lien position: Defines the priority of the loan in case of default.

product type: Type of mortgage product selected.

mortgage insurance: Select who pays the mortgage insurance and whether it is financed.

reserves (Months): The number of months of reserves you have.

amortization type: Choose whether the loan is fixed or adjustable over time.

monthly qualifying income: Your gross monthly income used to qualify for the loan.

DTI ratio: Your Debt-to-Income ratio as a percentage.

Subordinate Financing Check if there is secondary financing on the property.

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Mortgage Information

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