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Mortgage Information

Home Value This is the agreed price you'll pay for the home

loan amount The purchase price of the home, minus the down payment you pay

credit score A higher credit score will improve the rates you can access

Cash Out: Taking cash out on your mortgage may affect your interest rate.

Loan-To-Value Ratio Loan-to-Value is a ratio of loan amount to home value. It is the primary way that lenders assess risk of a loan. A higher LTV may result in a higher rate for the borrower.

ZIP:

loan term: Shorter-term loans may secure you a comparatively lower interest rate.

properties currently under finance: Total number of properties you own and are currently financing.

occupancy: Determines if the proprety will be considered an investment property or a residence.

manufactured: Mark Yes if the home for purchase is a manufactured, or prefabricated home.

number of units: Mark the total units contained on the property.

legal structure: Mark the legal ownership structure of the property for sale.

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