Which states is Ask Sam licensed to originate mortgages in?

Ask Sam holds 9 active state licences: District of Columbia, Delaware, Florida, Georgia, Maryland, North Carolina, South Carolina, Texas, West Virginia. Licences are verified against NMLS records.

What is Ask Sam's NMLS number?

Ask Sam's NMLS unique identifier is 2055478. You can verify this licence directly through the NMLS Consumer Access database.

Who does SAM work with?

Ask Sam originates mortgages with Loan Factory, Inc., San Jose, CA.

What types of loans does SAM specialise in?

Ask Sam works on Purchase, Refinancing, Conventional, Jumbo Loans, FHA Loan, VA Loan, USDA, 30-year fixed, 15-year fixed.

How do I see SAM's rates?

Run a rate search on this profile to see SAM's live pricing, including rate, points and lender fees. No personal information is required to view rates.

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Purchase

Refinance

Purchase price

Down payment (%)

Cash out

LTV ratio

Estimated value

Loan amount

Credit profile

ZIP

Type of loan

Conforming Loan Limit: $832,750

Private Mortgage Insurance (PMI) is required for Conventional loans with less than 20% down payment.

Lien position

Loan term

Product type

Occupancy

Legal structure

Number of units

Mortgage Insurance

Reserves (months)

Amortization type

Monthly qualifying income

DTI ratio

Properties currently under finance

Manufactured

Subordinate financing

Lien position

Loan term

Product type

Occupancy

Legal structure

Number of units

Mortgage Insurance

Reserves (months)

Amortization type

Monthly qualifying income

DTI ratio

Properties currently under finance

Manufactured

Subordinate financing

UFMIP

Loan amount with UFMIP

Upfront MIP

Lien position

Loan term

Product type

Occupancy

Legal structure

Number of units

Mortgage Insurance

Reserves (months)

Amortization type

Monthly qualifying income

DTI ratio

Properties currently under finance

Manufactured

Subordinate financing

Funding Fee

Loan amount with funding fee

VA service type

VA use type

VA disability status:

VA funding

Lien position

Loan term

Product type

Occupancy

Legal structure

Number of units

Reserves (months)

Amortization type

Monthly qualifying income

DTI ratio

Properties currently under finance

Manufactured

Subordinate financing

Upfront fee

Loan amount with upfront fee

Lien position

Loan term

Product type

Occupancy

Legal structure

Number of units

Mortgage Insurance

Reserves (months)

Amortization type

Monthly qualifying income

DTI ratio

Properties currently under finance

Manufactured

Subordinate financing

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Purchase price

Down payment (%)

Cash out

LTV ratio

Estimated value

Loan amount

Credit profile

ZIP

No personal information required

100% transparent pricing

Verified NMLS loan officers

Type of loan

Conforming Loan Limit: $832,750

Loan Details

UFMIP

Loan amount with UFMIP

Upfront MIP

Funding Fee

Loan amount with funding fee

VA funding

Upfront fee

Loan amount with upfront fee

Lien position

Loan term

Amortization type

Subordinate financing

Borrower Profile

VA service type

VA use type

VA disability status

Property Information

Product type

Occupancy

Legal structure

Number of units

Manufactured

Mortgage Insurance

Financial Info

Monthly qualifying income

DTI ratio

Reserves (months)

Properties under finance

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