Rate watch on VISBL
VISBL Mortgage Rate Index™
The Visbl Mortgage Rate Index (VMRI) reflects the average interest rate across qualifying mortgage offers available on Visbl. For comparison, the PMMS® average reflects rates reported through Freddie Mac’s Primary Mortgage Market Survey®.
Loan Purpose
As of Oct 15, 2026
VISBL Mortgage Rate Index VS. National average (PMMS)
30-Year Fixed • VISBL vs. National average
National average
7.40%
VISBL average rate
6.72%
- Difference
- 0.68 pts
National averages as of October 15, 2026 · Source: Freddie Mac Primary Mortgage Market Survey (PMMS). *Illustrative lowest quote seen among VISBL loan officers for a well-qualified borrower; individual rates vary by lender, credit profile, and loan terms. Search VISBL to see live, personalized quotes.